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  Things to be Aware of Before Opting for Loan Against Property from Emirates NBD Everyone faces challenges in life – be it financial, career-related or personal. Financial problems often push us to use savings we may have put away for a rainy day. In situations like these, we can always take assistance from financial institutions or banks in a form of loans. A good option, if you have property, is to take a loan against property as this allows you to borrow more compared to personal loans . What is a loan against property, or LAP, as it is otherwise known? A loan against property is a secured form of a loan where your property such as a house or flat acts as a security against the money you are borrowing. This type of loan can be used for personal financing, business financing, medical emergencies and so on. Since this is a secured loan, you can often borrow a larger amount than unsecured loans. Here are some things to keep in mind before applying for a loan against property 1.      

Things to be mindful of while using your Emirates NBD credit card Are you a credit card user? Or are you thinking of getting a credit card ? If you are a credit card user or want to get one, here are a few things you might want to be mindful about: Budgeting your expenditure Overspending on a whim often happens especially when there’s no set budget in play. Advertisements drive you as a customer to use your credit card and spend more. Often, many of the purchases you make are items that you don’t really need. What’s the solution? Create a budget and stick with it. Budgeting really helps your keep a control on unnecessary expenditure. Credit score Having a good credit score helps especially when applying for a loan (Add link) or even a credit card. Why does a good credit score matter? A credit score basically measures your ability to repay the credit you have borrowed. No bank or financial institution will lend you money or offer you a credit card if you don’t have a good cre