Leading the way at Emirates NBD

  Questions to ask before taking an Emirates NBD personal loan Personal loans are a great source of finance for a variety of reasons from home improvements to furthering your education. But how do you get the best deal? And how much are you eligible for?  Economic changes strongly impact banks and lenders. As a borrower, it is extremely important to be aware of market trends if you’re considering taking a loan.  Before you opt for a personal loan , consider the following: How much do you need to borrow? Consider how much you need. Loans can be expensive, so if it’s a small amount you need, it may be worth saving up or borrowing from family or friends to avoid paying interest. If you do need a loan, then borrow as much as you need and no more. How much are you eligible for and do you have the necessary documents for the loan? You can always learn more about what you are eligible for by reading the terms and conditions of the loan you are interested in. Here is a helpful ar...

  Applying for an Emirates NBD Credit Card and Making the Most of It! Credit cards have become an absolute necessity in our day-to-day lives. We use them to pay for our groceries, fuel, morning coffee or even to borrow cash. Applying for a credit card has become so much easier now with advancements in digital banking and banking apps, which are constantly evolving. You can also apply for supplementary cards to share with your family and dependents, including your maid and friend. Now, managing your financial obligations has become much smoother and easier. There are hundreds of credit card options to choose from, each offering multiple attractive benefits from movie tickets to airport lounge access, and more. It’s safe to say we are spoilt with many options! While many cards come with generic benefits, some are tailored to suit the needs of the modern-day customer, based on their lifestyle and salary bracket. Some examples are the Emirates NBD Mariott Bonvoy cards that offer att...

  Choosing the Right Emirates NBD Bank Account: Current vs Savings Choosing the right bank account is crucial whether you are a student, young professional, mid-career or someone looking at retirement. There are two main kinds of accounts you will be looking at: current and savings accounts. The difference between current and savings accounts What is a current account ? In simple words, a current account is an account where you have easy access to your funds and there is no limit to the number of transactions you can carry out. A current account generally does not pay interest, but the Emirates NBD Special Current Account does. While current accounts are used more for business, regular bankers you can do a lot with current accounts too: -         - Pay bills -        -  Use debit card for any purchases -        - Withdraw money from ATM machines -         - Transfer money locally or internationa...

  Things to be Aware of Before Opting for Loan Against Property from Emirates NBD Everyone faces challenges in life – be it financial, career-related or personal. Financial problems often push us to use savings we may have put away for a rainy day. In situations like these, we can always take assistance from financial institutions or banks in a form of loans. A good option, if you have property, is to take a loan against property as this allows you to borrow more compared to personal loans . What is a loan against property, or LAP, as it is otherwise known? A loan against property is a secured form of a loan where your property such as a house or flat acts as a security against the money you are borrowing. This type of loan can be used for personal financing, business financing, medical emergencies and so on. Since this is a secured loan, you can often borrow a larger amount than unsecured loans. Here are some things to keep in mind before applying for a loan against property 1. ...

Things to be mindful of while using your Emirates NBD credit card Are you a credit card user? Or are you thinking of getting a credit card ? If you are a credit card user or want to get one, here are a few things you might want to be mindful about: Budgeting your expenditure Overspending on a whim often happens especially when there’s no set budget in play. Advertisements drive you as a customer to use your credit card and spend more. Often, many of the purchases you make are items that you don’t really need. What’s the solution? Create a budget and stick with it. Budgeting really helps your keep a control on unnecessary expenditure. Credit score Having a good credit score helps especially when applying for a loan (Add link) or even a credit card. Why does a good credit score matter? A credit score basically measures your ability to repay the credit you have borrowed. No bank or financial institution will lend you money or offer you a credit card if you don’t have a good cre...

  How to open a current or savings account at Emirates NBD E mirates NBD is the leading banking group in the Middle East and North Africa (MENAT) region. The bank offers a large range of savings and checking accounts to suit your personal needs. You can quickly and instantly open an account from anywhere using the bank’s website or the mobile banking app , or just visit an Emirates NBD branch and have a member of staff help you.   Once you are a customer with the bank, there are a variety of other accounts you can open too. Invest in a minor account for your children, fixed deposits , other deposit accounts , gold investment accounts or value accounts quite easily using your mobile banking app or online banking and start enjoying the bank’s services right away. Learn more here .   To know all about how you can open an account with Emirates NBD, read this informative article .   Start using your account and register for Online and Mobile Banking If you’re a ...

  Leading the Way at Emirates NBD The Emirates NBD Group , formed in 1963, is the leading banking group in the MENAT region. In March 2022, the bank’s total assets were at USD 189 billion. Emirates NBD bank is ranked among the top 20 in the Forbes’ list of the World’s Best Regarded Companies, securing a leading spot amongst global brands. Innovation is the cornerstone of everything at Emirates NBD. The bank has received many accolades for transforming the banking landscape through products and services so customers can bank securely how and where they want to. Read more about innovation at Emirates NBD and how you can get involved as a partner in innovation . The bank operates E20 ., a digital business bank for entrepreneurs and SMEs and Liv. , the lifestyle digital bank for millennials, the fastest growing retail bank in the UAE and Saudi Arabia. The Emirates NBD Group serves customers, businesses, governments and institutions with a range of financial pro...